There is and likely will always be a debate between what’s better: “optimistic” or “realistic” thinking. When it comes to retirement and aging, it’s beneficial to have both mindsets. To look forward to the enjoyment of the golden years while recognizing the need to plan ahead for rainy days.
5 min read
Why Your Clients Should Plan for Long-term Care Sooner Rather than Later
Topics: Long-Term Care Gerontology/Aging Advanced Planning Standard of Care & Consumer Protection Limited & Extended Care Planning Center Family Caregivers Awareness
6 min read
Why the Traditional LTC Market is here to stay - and will grow
Recently I received an email from a Insurance Carrier who sells Linked Life/LTC plans with the headline "What happened to traditional LTC?". The email started by saying "It wasn't so long age that traditional long-term care (LTC) insurance dominated the market, but now they are barely holding on while linked-benefit products are taking over." Harsh!
Topics: Long-Term Care Advanced Planning
7 min read
The worst case scenario - is lifetime LTC Insurance worth it?
Luckily, you aren't going to need years and years of high cost long-term care. But what if you did?
Topics: Long-Term Care Financial Planning Planning in Advance Advanced Planning Limited & Extended Care Planning Center
Worksite LTCI and Your Employer Clients
LTCI gives employers the opportunity to reinvest recent tax savings in top employees. Learn more by watching the video below.
Topics: Long-Term Care Financial Planning Extended Care Group & Employee Benefits Tax Savings Advanced Planning Tax Benefits
Decision Tree for Stand-Alone vs Combo LTCi
Do your clients need help deciding between Stand Alone and Combo products? Use this decision tree to assist in their decision.
Topics: Life Insurance & Annuities Financial Planning Advanced Planning Sales & Marketing
Interview with Carroll Golden and Claude Thau - Why Buy Now?
LECP Executive Director Carroll Golden discusses Lifestyle Planning with Claude Thau in detail. When should you buy LTC? What role does a client's health play in pricing?
Topics: Long-Term Care Financial Planning Extended Care Advanced Planning Sales & Marketing Prospecting
Interview with Carroll Golden and Claude Thau Discussing Self Insurance
Claude Thau discusses self-insuring options with LECP Executive Director Carroll Golden. This is a great option for some clients, learn how to discuss it with them through a role play example.
Topics: Long-Term Care Marketing Extended Care Funding Advanced Planning Sales & Marketing Grow Your Business
Client Needs Questionnaire
It is sometimes very effective to use a questionnaire to start the conversation about preparedness or qualifying for extended or long term care. Or, use this questionnaire with your clients to help you determine which product and design to recommend for them. ASH Brokerage has many tools so contact them for the ones that will help you to grow your practice.
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