--- title: "How Not To Tear Your Family Apart: Things That Bring Joy" description: Carroll Golden discusses in this chapter, 3 steps taken along with hard conversations, that will lead to joy. image: https://lhc.naifa.org/hubfs/Screen%20Shot%202022-05-04%20at%2012.42.27%20PM-1.png --- [**](https://lhc.naifa.org/lecpblog/how-not-to-tear-your-family-apart-things-that-bring-joy#tmpmodule_1610372601348145) - [Join](https://belong.naifa.org/join) - [Renew](https://community.naifa.org/login.aspx) - [Find an Advisor Pro](https://findapro.lifehappens.org/) **** [![belong.naifa.orghs-fshubfslogo_NAIFA_white](https://lhc.naifa.org/hs-fs/hubfs/social-suggested-images/belong.naifa.orghs-fshubfslogo_NAIFA_white.png?width=140&height=109&name=belong.naifa.orghs-fshubfslogo_NAIFA_white.png) ![logo_NAIFA_NEW](https://lhc.naifa.org/hs-fs/hubfs/logo_NAIFA_NEW.png?width=100&height=73&name=logo_NAIFA_NEW.png) ](https://lhc.naifa.org/) [**](https://lhc.naifa.org/lecpblog/how-not-to-tear-your-family-apart-things-that-bring-joy#tmpmodule_1610372601348145) - [Centers Home](https://centers.naifa.org/centers) - [LHC Home](https://lhc.naifa.org) - LHC Collectives - [Limited and Extended Care Planning Collective](https://lhc.naifa.org/lecp) - [Medicare Collective](https://lhc.naifa.org/medicare) - Advisory Councils - [Limited and Extended Care Planning Advisory Council](https://lhc.naifa.org/advisory-council) - [Medicare Advisory Council](https://lhc.naifa.org/mc-advisory-council) - Advocacy - [Limited and Extended Care Planning Legislative Working Group](https://lhc.naifa.org/legislative-working-group) - [Medicare Legislative Working Group](https://lhc.naifa.org/medicare-legislative-working-group) - [Advocacy Action Center](https://advocacy.naifa.org/news) - Events - [Inside the New NAIFA Medicare Collective Working Group webinar recording](https://vimeo.com/1211793994/19889c51bc?share=copy&fl=sv&fe=ci) - [Medicare Collective Impact Day 2026 Recording](https://belong.naifa.org/navigating-disruption-and-market-contraction-in-medicare-business-in-2026-and-beyond) - [Peak 65 Series: Impact Day for Lifetime Healthcare Recording](https://lhc.naifa.org/peak65) - [Limited and Extended Care Planning Archives](https://lhc.naifa.org/archives) - [2025 LECP Impact Day Recording](https://vimeo.com/1138688419/b50a406b29?share=copy&fl=sv&fe=ci) - [LHC Webinars](https://lhc.naifa.org/archives) - Blogs - [Limited and Extended Care Planning Blog](https://lhc.naifa.org/lecpblog) - [Medicare Blog](https://lhc.naifa.org/mcblog) ** ![LHC-header](https://lhc.naifa.org/hs-fs/hubfs/LHC-header.png?width=1920&height=960&name=LHC-header.png) # **Limited and Extended Care Planning Collective** The LECP Collective empowers professionals to network with solution and service providers to share best practices, directly access subject matter experts, research, training and resources; and provide thought leadership so we may continue to address the changing needs of the market. ###### 1 min read # [How Not To Tear Your Family Apart: Things That Bring Joy](https://lhc.naifa.org/lecpblog/how-not-to-tear-your-family-apart-things-that-bring-joy) By [Carroll Golden](https://lhc.naifa.org/lecpblog/author/carroll-golden) on 6/17/22 9:30 AM ###### Topics: [Limited & Extended Care Planning Center](https://lhc.naifa.org/lecpblog/topic/limited-extended-care-planning-center) ![](https://lhc.naifa.org/hubfs/Screen%20Shot%202022-05-04%20at%2012.42.27%20PM-1.png) Life can be unpredictable and challenges will arise. We cannot always control our circumstances, but we can control our perspective and what we focus on. Choosing to see the good in bad or hard situations is what will make the ultimate difference in the long run. The CPT (Care Planning Team), is an important resource regarding this. They help individuals get back on track in their lives and continue that joy perspective. [![](https://lhc.naifa.org/hubfs/Screen%20Shot%202022-05-04%20at%201-04-13%20PM-png-4.png)](https://bublish.com/bubble/stream/carrollgolden/how-not-to-tear-your-family-apart-30727?share=ot) - [Tweet](https://twitter.com/share) # TOPIC LIST : - [Limited & Extended Care Planning Center (81)](https://lhc.naifa.org/lecpblog/tag/limited-extended-care-planning-center) - [Long-Term Care (81)](https://lhc.naifa.org/lecpblog/tag/long-term-care) - [Knowledge Centers (25)](https://lhc.naifa.org/lecpblog/tag/knowledge-centers) - [Long-Term Care Insurance (21)](https://lhc.naifa.org/lecpblog/tag/long-term-care-insurance) - [Extended Care (19)](https://lhc.naifa.org/lecpblog/tag/extended-care) - [Potential Partners for Advisors (17)](https://lhc.naifa.org/lecpblog/tag/potential-partners-for-advisors) - [Life Insurance & Annuities (13)](https://lhc.naifa.org/lecpblog/tag/life-insurance-annuities) - [Limited Care (13)](https://lhc.naifa.org/lecpblog/tag/limited-care) - [Webinar (13)](https://lhc.naifa.org/lecpblog/tag/webinar) - [Financial Planning (10)](https://lhc.naifa.org/lecpblog/tag/financial-planning) - [Insurance (9)](https://lhc.naifa.org/lecpblog/tag/insurance) - [Medicaid (8)](https://lhc.naifa.org/lecpblog/tag/medicaid) - [Planning in Advance (7)](https://lhc.naifa.org/lecpblog/tag/planning-in-advance) - [Retirement Planning (7)](https://lhc.naifa.org/lecpblog/tag/retirement-planning) - [Reverse Mortgages (7)](https://lhc.naifa.org/lecpblog/tag/reverse-mortgages) - [State Advocacy (7)](https://lhc.naifa.org/lecpblog/tag/state-advocacy) - [Retirement (6)](https://lhc.naifa.org/lecpblog/tag/retirement) - [Legislation & Regulations (5)](https://lhc.naifa.org/lecpblog/tag/legislation-regulations) - [Medicare (5)](https://lhc.naifa.org/lecpblog/tag/medicare) - [Technology (5)](https://lhc.naifa.org/lecpblog/tag/technology) - [Federal Advocacy (4)](https://lhc.naifa.org/lecpblog/tag/federal-advocacy) - [Short-Term Insurance (4)](https://lhc.naifa.org/lecpblog/tag/short-term-insurance) - [Advanced Planning (3)](https://lhc.naifa.org/lecpblog/tag/advanced-planning) - [Financial Wellness (3)](https://lhc.naifa.org/lecpblog/tag/financial-wellness) - [Lifetime Healthcare Center (3)](https://lhc.naifa.org/lecpblog/tag/lifetime-healthcare-center) - [Professional Development (3)](https://lhc.naifa.org/lecpblog/tag/professional-development) - [Research/Trends (3)](https://lhc.naifa.org/lecpblog/tag/research-trends) - [Tax Benefits (3)](https://lhc.naifa.org/lecpblog/tag/tax-benefits) - [caregiving (3)](https://lhc.naifa.org/lecpblog/tag/caregiving) - [Advisor Today (2)](https://lhc.naifa.org/lecpblog/tag/advisor-today) - [Advocacy (2)](https://lhc.naifa.org/lecpblog/tag/advocacy) - [Financial Literacy (2)](https://lhc.naifa.org/lecpblog/tag/financial-literacy) - [Financial Security (2)](https://lhc.naifa.org/lecpblog/tag/financial-security) - [Group & Employee Benefits (2)](https://lhc.naifa.org/lecpblog/tag/group-employee-benefits) - [Grow Your Business (2)](https://lhc.naifa.org/lecpblog/tag/grow-your-business) - [Health Care (2)](https://lhc.naifa.org/lecpblog/tag/health-care) - [Podcast (2)](https://lhc.naifa.org/lecpblog/tag/podcast) - [Press Release (2)](https://lhc.naifa.org/lecpblog/tag/press-release) - [#NAIFAProud (1)](https://lhc.naifa.org/lecpblog/tag/naifaproud) - [Apex (1)](https://lhc.naifa.org/lecpblog/tag/apex) - [Artificial Intelligence (1)](https://lhc.naifa.org/lecpblog/tag/artificial-intelligence) - [California (1)](https://lhc.naifa.org/lecpblog/tag/california) - [Chapter Event (1)](https://lhc.naifa.org/lecpblog/tag/chapter-event) - [Continuing Education (1)](https://lhc.naifa.org/lecpblog/tag/continuing-education) - [Family Caregivers Awareness (1)](https://lhc.naifa.org/lecpblog/tag/family-caregivers-awareness) - [Financial Gerontology (1)](https://lhc.naifa.org/lecpblog/tag/financial-gerontology) - [Gerontology/Aging (1)](https://lhc.naifa.org/lecpblog/tag/gerontology-aging) - [LIMRA (1)](https://lhc.naifa.org/lecpblog/tag/limra) - [Leaders (1)](https://lhc.naifa.org/lecpblog/tag/leaders) - [Loyal Member Profile (1)](https://lhc.naifa.org/lecpblog/tag/loyal-member-profile) - [Marketing (1)](https://lhc.naifa.org/lecpblog/tag/marketing) - [Members (1)](https://lhc.naifa.org/lecpblog/tag/members) - [Membership (1)](https://lhc.naifa.org/lecpblog/tag/membership) - [NAIFA Partner (1)](https://lhc.naifa.org/lecpblog/tag/naifa-partner) - [Prospecting (1)](https://lhc.naifa.org/lecpblog/tag/prospecting) - [Retirement Plans (1)](https://lhc.naifa.org/lecpblog/tag/retirement-plans) - [Standard of Care & Consumer Protection (1)](https://lhc.naifa.org/lecpblog/tag/standard-of-care-consumer-protection) - [State-Facilitated Retirement Plans (1)](https://lhc.naifa.org/lecpblog/tag/state-facilitated-retirement-plans) - [Tax Savings (1)](https://lhc.naifa.org/lecpblog/tag/tax-savings) - [Technology Tools (1)](https://lhc.naifa.org/lecpblog/tag/technology-tools) - [Underwriting & Risk Classification (1)](https://lhc.naifa.org/lecpblog/tag/underwriting-risk-classification) - [Washington (1)](https://lhc.naifa.org/lecpblog/tag/washington) ###### [** Previous Post](https://lhc.naifa.org/lecpblog/how-not-to-tear-your-family-apart-what-can-you-grow-1) [![](https://lhc.naifa.org/hubfs/Screen%20Shot%202022-05-04%20at%2012.42.27%20PM.png) ](https://lhc.naifa.org/lecpblog/how-not-to-tear-your-family-apart-what-can-you-grow-1) ###### [How Not To Tear Your Family Apart: What Can You Grow?](https://lhc.naifa.org/lecpblog/how-not-to-tear-your-family-apart-what-can-you-grow-1) ###### [Next Post **](https://lhc.naifa.org/lecpblog/how-to-use-trusted-contacts-to-gain-new-clients) [![](https://lhc.naifa.org/hubfs/Cameron%20Huddleston-1200x600px.png) ](https://lhc.naifa.org/lecpblog/how-to-use-trusted-contacts-to-gain-new-clients) ###### [How to Use Trusted Contacts to Gain New Clients](https://lhc.naifa.org/lecpblog/how-to-use-trusted-contacts-to-gain-new-clients) ### Featured ### Sign up for updates ### SIGN UP FOR UPDATE Our Key Contributors ## **Sponsors** [ ![AGIS_Network_logo](https://lhc.naifa.org/hs-fs/hubfs/AGIS_Network_logo.jpg?width=200&height=72&name=AGIS_Network_logo.jpg) ](https://www.agisnetwork.com/) [![amada](https://lhc.naifa.org/hs-fs/hubfs/Amada-logo.png?width=220&name=Amada-logo.png) ](https://www.amadaseniorcare.com/)[![Coventry](https://www.coventry.com/wp-content/uploads/2023/10/logo.webp) ](https://www.coventry.com/) [![EquiTrust](https://lhc.naifa.org/hs-fs/hubfs/equaltrust.png?width=180&height=50&name=equaltrust.png) ](https://www.equitrust.com/) [![ILTCI](https://lhc.naifa.org/hs-fs/hubfs/ILTCI-1.png?width=130&name=ILTCI-1.png) ](https://iltciconf.org/) [![Krause](https://lhc.naifa.org/hs-fs/hubfs/Krause-FullColor-Stacked.png?width=100&height=98&name=Krause-FullColor-Stacked.png) ](https://www.krauseagency.com/) [![LTCI Partners](https://lhc.naifa.org/hs-fs/hubfs/LTCIpartners.png?width=160&name=LTCIpartners.png) ](https://www.ltcipartners.com/) [![LTC Solutions](https://lhc.naifa.org/hs-fs/hubfs/Corporate%20Partner%20Newsletter/LTC.jpg?width=200&height=35&name=LTC.jpg) ](https://www.ltc-solutions.com/) [![OneAmerica](https://lhc.naifa.org/hs-fs/hubfs/OneAmerica-Financial.png?width=180&height=46&name=OneAmerica-Financial.png) ](https://www.oneamerica.com/) [![Senior Market Sales](https://lhc.naifa.org/hs-fs/hubfs/SeniorMarketSales_Logo.jpg?width=140&height=51&name=SeniorMarketSales_Logo.jpg) ](https://www.seniormarketsales.com/) [![LimitedExtCareCenterwhite-3](https://lhc.naifa.org/hs-fs/hubfs/LimitedExtCareCenterwhite-3.png?width=300&height=96&name=LimitedExtCareCenterwhite-3.png) ![LimitedExtCareCenterGreen](https://lhc.naifa.org/hs-fs/hubfs/LimitedExtCareCenterGreen.png?width=300&height=96&name=LimitedExtCareCenterGreen.png) ](https://lecp.naifa.org/) [**](https://lhc.naifa.org/lecpblog/how-not-to-tear-your-family-apart-things-that-bring-joy#tmpmodule_699579294) - [Centers Home](https://centers.naifa.org/centers) - [LHC Home](https://lhc.naifa.org) - LHC Collectives - [Limited and Extended Care Planning Collective](https://lhc.naifa.org/lecp) - [Medicare Collective](https://lhc.naifa.org/medicare) - Advisory Councils - [Limited and Extended Care Planning Advisory Council](https://lhc.naifa.org/advisory-council) - [Medicare Advisory Council](https://lhc.naifa.org/mc-advisory-council) - Advocacy - [Limited and Extended Care Planning Legislative Working Group](https://lhc.naifa.org/legislative-working-group) - [Medicare Legislative Working Group](https://lhc.naifa.org/medicare-legislative-working-group) - [Advocacy Action Center](https://advocacy.naifa.org/news) - Events - [Inside the New NAIFA Medicare Collective Working Group webinar recording](https://vimeo.com/1211793994/19889c51bc?share=copy&fl=sv&fe=ci) - [Medicare Collective Impact Day 2026 Recording](https://belong.naifa.org/navigating-disruption-and-market-contraction-in-medicare-business-in-2026-and-beyond) - [Peak 65 Series: Impact Day for Lifetime Healthcare Recording](https://lhc.naifa.org/peak65) - [Limited and Extended Care Planning Archives](https://lhc.naifa.org/archives) - [2025 LECP Impact Day Recording](https://vimeo.com/1138688419/b50a406b29?share=copy&fl=sv&fe=ci) - [LHC Webinars](https://lhc.naifa.org/archives) - Blogs - [Limited and Extended Care Planning Blog](https://lhc.naifa.org/lecpblog) - [Medicare Blog](https://lhc.naifa.org/mcblog) ** [**](https://www.facebook.com/NAIFANational) [**](https://twitter.com/naifa) [**](https://www.instagram.com/onenaifa/) [**](https://www.linkedin.com/company/naifa) [**](https://www.youtube.com/user/naifavideo) [**](https://soundcloud.com/user/naifavideo) [![LifetimeHealthcare_w](https://lhc.naifa.org/hs-fs/hubfs/Centers_LifetimeHealthcare_w.png?width=200&height=71&name=Centers_LifetimeHealthcare_w.png "LifetimeHealthcare_w")](http://naifa.org) - [Legal & Privacy ](https://solutions.naifa.org/legal-and-privacy) Copyright © 2020 NAIFA **National Association of Insurance and Financial Advisors 1000 Wilson Boulevard, Suite 1890 Arlington, VA 22209** Phone: 877-866-2432 [lhc@naifa.org](mailto:lhc@naifa.org) **