--- title: State Senate Hearing on LTC Features Testimony of NAIFA-WA's Chris Bor description: NAIFA-WA Immediate Past President Chris Bor share his long-term care planning expertise with state lawmakers. image: https://lhc.naifa.org/hubfs/Chris%20Bor%20Testimony.png --- [**](https://lhc.naifa.org/lecpblog/state-senate-hearing-on-ltc-feature-testimony-of-naifa-was-chris-bor-0-0#tmpmodule_1610372601348145) - [Join](https://belong.naifa.org/join) - [Renew](https://community.naifa.org/login.aspx) - [Find an Advisor Pro](https://findapro.lifehappens.org/) **** [![belong.naifa.orghs-fshubfslogo_NAIFA_white](https://lhc.naifa.org/hs-fs/hubfs/social-suggested-images/belong.naifa.orghs-fshubfslogo_NAIFA_white.png?width=140&height=109&name=belong.naifa.orghs-fshubfslogo_NAIFA_white.png) ![logo_NAIFA_NEW](https://lhc.naifa.org/hs-fs/hubfs/logo_NAIFA_NEW.png?width=100&height=73&name=logo_NAIFA_NEW.png) ](https://lhc.naifa.org/) [**](https://lhc.naifa.org/lecpblog/state-senate-hearing-on-ltc-feature-testimony-of-naifa-was-chris-bor-0-0#tmpmodule_1610372601348145) - [Centers Home](https://centers.naifa.org/centers) - [LHC Home](https://lhc.naifa.org) - LHC Collectives - [Limited and Extended Care Planning Collective](https://lhc.naifa.org/lecp) - [Medicare Collective](https://lhc.naifa.org/medicare) - Advisory Councils - [Limited and Extended Care Planning Advisory Council](https://lhc.naifa.org/advisory-council) - [Medicare Advisory Council](https://lhc.naifa.org/mc-advisory-council) - Advocacy - [Limited and Extended Care Planning Legislative Working Group](https://lhc.naifa.org/legislative-working-group) - [Medicare Legislative Working Group](https://lhc.naifa.org/medicare-legislative-working-group) - [Advocacy Action Center](https://advocacy.naifa.org/news) - Events - [Inside the New NAIFA Medicare Collective Working Group webinar recording](https://vimeo.com/1211793994/19889c51bc?share=copy&fl=sv&fe=ci) - [Medicare Collective Impact Day 2026 Recording](https://belong.naifa.org/navigating-disruption-and-market-contraction-in-medicare-business-in-2026-and-beyond) - [Peak 65 Series: Impact Day for Lifetime Healthcare Recording](https://lhc.naifa.org/peak65) - [Limited and Extended Care Planning Archives](https://lhc.naifa.org/archives) - [2025 LECP Impact Day Recording](https://vimeo.com/1138688419/b50a406b29?share=copy&fl=sv&fe=ci) - [LHC Webinars](https://lhc.naifa.org/archives) - Blogs - [Limited and Extended Care Planning Blog](https://lhc.naifa.org/lecpblog) - [Medicare Blog](https://lhc.naifa.org/mcblog) ** ![LHC-header](https://lhc.naifa.org/hs-fs/hubfs/LHC-header.png?width=1920&height=960&name=LHC-header.png) # **Limited and Extended Care Planning Collective** The LECP Collective empowers professionals to network with solution and service providers to share best practices, directly access subject matter experts, research, training and resources; and provide thought leadership so we may continue to address the changing needs of the market. ###### 2 min read # [State Senate Hearing on LTC Features Testimony of NAIFA-WA's Chris Bor](https://lhc.naifa.org/lecpblog/state-senate-hearing-on-ltc-feature-testimony-of-naifa-was-chris-bor-0-0) By [NAIFA](https://lhc.naifa.org/lecpblog/author/naifa) on 12/8/22 6:01 PM ###### Topics: [Long-Term Care](https://lhc.naifa.org/lecpblog/topic/long-term-care) [Life Insurance & Annuities](https://lhc.naifa.org/lecpblog/topic/life-insurance-annuities) [State Advocacy](https://lhc.naifa.org/lecpblog/topic/state-advocacy) [Washington](https://lhc.naifa.org/lecpblog/topic/washington) ![](https://lhc.naifa.org/hubfs/Chris%20Bor%20Testimony.png) [Chris Bor](https://www.linkedin.com/in/chrisbor/), LUTCF, CLU, ChFC, a loyal NAIFA member since 1998 and Immediate Past President of [NAIFA-WA](https://www.naifawashington.org/), testified at a hearing of the [Washington State Senate Business, Financial Services & Trade Committee](https://leg.wa.gov/Senate/Committees/BFST/Pages/default.aspx) on the use of life insurance, annuities, and policy riders in long-term care planning. He gave an overview of a wide variety of LTC planning options and discussed the value of agents and advisors to consumers. Bor also serves as Vice-Chair of NAIFA's National Membership Committee. "I help represent our members who are working with families here in Washington," Bor told the committee. "We are typically Main Street, not Wall Street, advisors. So ... the middle market is our focus with NAIFA." "I've seen the evolution and changes in the long-term care industry, and it has changed quite a bit," he added. "Over a 15 or 20-year period of time, the insurance companies have provided a lot of good tools. There are a multitude of tools available for long-term care planning." These tools allow advisors to customize plans to fit the specific needs of their clients, he said. Joining Bor in testifying before the committee was [John Mangan](https://www.linkedin.com/in/john-mangan-12a4737/), Regional Vice President with the American Council of Life Insurers (ACLI), a NAIFA advocacy partner. Bor and Mangan's testimony is [available on demand](https://tvw.org/video/senate-business-financial-services-trade-committee-2022121058/?eventID=2022121058&startStreamAt=999&stopStreamAt=2978) from TVW. Additional resources on long-term care planning are available from NAIFA's [Limited & Extended Care Planning Center](https://lecp.naifa.org/). ![Chris Bor and Insurance Commissionersm](https://lhc.naifa.org/hs-fs/hubfs/Chris%20Bor%20and%20Insurance%20Commissionersm.jpg?width=375&height=281&name=Chris%20Bor%20and%20Insurance%20Commissionersm.jpg)While in Olympia, Bor and NAIFA-WA President Christopher Wertenberger met with Insurance Commissioner Mike Kreidler               - [Tweet](https://twitter.com/share) # TOPIC LIST : - [Limited & Extended Care Planning Center (81)](https://lhc.naifa.org/lecpblog/tag/limited-extended-care-planning-center) - [Long-Term Care (81)](https://lhc.naifa.org/lecpblog/tag/long-term-care) - [Knowledge Centers (25)](https://lhc.naifa.org/lecpblog/tag/knowledge-centers) - [Long-Term Care Insurance (21)](https://lhc.naifa.org/lecpblog/tag/long-term-care-insurance) - [Extended Care (19)](https://lhc.naifa.org/lecpblog/tag/extended-care) - [Potential Partners for Advisors (17)](https://lhc.naifa.org/lecpblog/tag/potential-partners-for-advisors) - [Life Insurance & Annuities (13)](https://lhc.naifa.org/lecpblog/tag/life-insurance-annuities) - [Limited Care (13)](https://lhc.naifa.org/lecpblog/tag/limited-care) - [Webinar (13)](https://lhc.naifa.org/lecpblog/tag/webinar) - [Financial Planning (10)](https://lhc.naifa.org/lecpblog/tag/financial-planning) - [Insurance (9)](https://lhc.naifa.org/lecpblog/tag/insurance) - [Medicaid (8)](https://lhc.naifa.org/lecpblog/tag/medicaid) - [Planning in Advance (7)](https://lhc.naifa.org/lecpblog/tag/planning-in-advance) - [Retirement Planning (7)](https://lhc.naifa.org/lecpblog/tag/retirement-planning) - [Reverse Mortgages (7)](https://lhc.naifa.org/lecpblog/tag/reverse-mortgages) - [State Advocacy (7)](https://lhc.naifa.org/lecpblog/tag/state-advocacy) - [Retirement (6)](https://lhc.naifa.org/lecpblog/tag/retirement) - [Legislation & Regulations (5)](https://lhc.naifa.org/lecpblog/tag/legislation-regulations) - [Medicare (5)](https://lhc.naifa.org/lecpblog/tag/medicare) - [Technology (5)](https://lhc.naifa.org/lecpblog/tag/technology) - [Federal Advocacy (4)](https://lhc.naifa.org/lecpblog/tag/federal-advocacy) - [Short-Term Insurance (4)](https://lhc.naifa.org/lecpblog/tag/short-term-insurance) - [Advanced Planning (3)](https://lhc.naifa.org/lecpblog/tag/advanced-planning) - [Financial Wellness (3)](https://lhc.naifa.org/lecpblog/tag/financial-wellness) - [Lifetime Healthcare Center (3)](https://lhc.naifa.org/lecpblog/tag/lifetime-healthcare-center) - [Professional Development (3)](https://lhc.naifa.org/lecpblog/tag/professional-development) - [Research/Trends (3)](https://lhc.naifa.org/lecpblog/tag/research-trends) - [Tax Benefits (3)](https://lhc.naifa.org/lecpblog/tag/tax-benefits) - [caregiving (3)](https://lhc.naifa.org/lecpblog/tag/caregiving) - [Advisor Today (2)](https://lhc.naifa.org/lecpblog/tag/advisor-today) - [Advocacy (2)](https://lhc.naifa.org/lecpblog/tag/advocacy) - [Financial Literacy (2)](https://lhc.naifa.org/lecpblog/tag/financial-literacy) - [Financial Security (2)](https://lhc.naifa.org/lecpblog/tag/financial-security) - [Group & Employee Benefits (2)](https://lhc.naifa.org/lecpblog/tag/group-employee-benefits) - [Grow Your Business (2)](https://lhc.naifa.org/lecpblog/tag/grow-your-business) - [Health Care (2)](https://lhc.naifa.org/lecpblog/tag/health-care) - [Podcast (2)](https://lhc.naifa.org/lecpblog/tag/podcast) - [Press Release (2)](https://lhc.naifa.org/lecpblog/tag/press-release) - [#NAIFAProud (1)](https://lhc.naifa.org/lecpblog/tag/naifaproud) - [Apex (1)](https://lhc.naifa.org/lecpblog/tag/apex) - [Artificial Intelligence (1)](https://lhc.naifa.org/lecpblog/tag/artificial-intelligence) - [California (1)](https://lhc.naifa.org/lecpblog/tag/california) - [Chapter Event (1)](https://lhc.naifa.org/lecpblog/tag/chapter-event) - [Continuing Education (1)](https://lhc.naifa.org/lecpblog/tag/continuing-education) - [Family Caregivers Awareness (1)](https://lhc.naifa.org/lecpblog/tag/family-caregivers-awareness) - [Financial Gerontology (1)](https://lhc.naifa.org/lecpblog/tag/financial-gerontology) - [Gerontology/Aging (1)](https://lhc.naifa.org/lecpblog/tag/gerontology-aging) - [LIMRA (1)](https://lhc.naifa.org/lecpblog/tag/limra) - [Leaders (1)](https://lhc.naifa.org/lecpblog/tag/leaders) - [Loyal Member Profile (1)](https://lhc.naifa.org/lecpblog/tag/loyal-member-profile) - [Marketing (1)](https://lhc.naifa.org/lecpblog/tag/marketing) - [Members (1)](https://lhc.naifa.org/lecpblog/tag/members) - [Membership (1)](https://lhc.naifa.org/lecpblog/tag/membership) - [NAIFA Partner (1)](https://lhc.naifa.org/lecpblog/tag/naifa-partner) - [Prospecting (1)](https://lhc.naifa.org/lecpblog/tag/prospecting) - [Retirement Plans (1)](https://lhc.naifa.org/lecpblog/tag/retirement-plans) - [Standard of Care & Consumer Protection (1)](https://lhc.naifa.org/lecpblog/tag/standard-of-care-consumer-protection) - [State-Facilitated Retirement Plans (1)](https://lhc.naifa.org/lecpblog/tag/state-facilitated-retirement-plans) - [Tax Savings (1)](https://lhc.naifa.org/lecpblog/tag/tax-savings) - [Technology Tools (1)](https://lhc.naifa.org/lecpblog/tag/technology-tools) - [Underwriting & Risk Classification (1)](https://lhc.naifa.org/lecpblog/tag/underwriting-risk-classification) - [Washington (1)](https://lhc.naifa.org/lecpblog/tag/washington) ###### [** Previous Post](https://lhc.naifa.org/lecpblog/lecps-impact-day-2022-now-available-on-demand) [![](https://lhc.naifa.org/hubfs/Close%20up%20low%20angle%20view%20of%20a%20man%20working%20from%20home%20on%20a%20laptop%20computer%20sitting%20at%20a%20desk%20surfing%20the%20internet.jpeg) ](https://lhc.naifa.org/lecpblog/lecps-impact-day-2022-now-available-on-demand) ###### [LECP's Impact Day 2022 Now Available On-Demand](https://lhc.naifa.org/lecpblog/lecps-impact-day-2022-now-available-on-demand) ###### [Next Post **](https://lhc.naifa.org/lecpblog/how-to-talk-to-your-parents-about-long-term-care) [![future](https://lhc.naifa.org/hubfs/Cameron%20Huddleston%20-%20blog%20-%201000x620px.png) ](https://lhc.naifa.org/lecpblog/how-to-talk-to-your-parents-about-long-term-care) ###### [How to Talk to Your Parents About Long-Term Care](https://lhc.naifa.org/lecpblog/how-to-talk-to-your-parents-about-long-term-care) ### Featured ### Sign up for updates ### SIGN UP FOR UPDATE Our Key Contributors ## **Sponsors** [ ![AGIS_Network_logo](https://lhc.naifa.org/hs-fs/hubfs/AGIS_Network_logo.jpg?width=200&height=72&name=AGIS_Network_logo.jpg) ](https://www.agisnetwork.com/) [![amada](https://lhc.naifa.org/hs-fs/hubfs/Amada-logo.png?width=220&name=Amada-logo.png) ](https://www.amadaseniorcare.com/)[![Coventry](https://www.coventry.com/wp-content/uploads/2023/10/logo.webp) ](https://www.coventry.com/) [![EquiTrust](https://lhc.naifa.org/hs-fs/hubfs/equaltrust.png?width=180&height=50&name=equaltrust.png) ](https://www.equitrust.com/) [![ILTCI](https://lhc.naifa.org/hs-fs/hubfs/ILTCI-1.png?width=130&name=ILTCI-1.png) ](https://iltciconf.org/) [![Krause](https://lhc.naifa.org/hs-fs/hubfs/Krause-FullColor-Stacked.png?width=100&height=98&name=Krause-FullColor-Stacked.png) ](https://www.krauseagency.com/) [![LTCI Partners](https://lhc.naifa.org/hs-fs/hubfs/LTCIpartners.png?width=160&name=LTCIpartners.png) ](https://www.ltcipartners.com/) [![LTC Solutions](https://lhc.naifa.org/hs-fs/hubfs/Corporate%20Partner%20Newsletter/LTC.jpg?width=200&height=35&name=LTC.jpg) ](https://www.ltc-solutions.com/) [![OneAmerica](https://lhc.naifa.org/hs-fs/hubfs/OneAmerica-Financial.png?width=180&height=46&name=OneAmerica-Financial.png) ](https://www.oneamerica.com/) [![Senior Market Sales](https://lhc.naifa.org/hs-fs/hubfs/SeniorMarketSales_Logo.jpg?width=140&height=51&name=SeniorMarketSales_Logo.jpg) ](https://www.seniormarketsales.com/) [![LimitedExtCareCenterwhite-3](https://lhc.naifa.org/hs-fs/hubfs/LimitedExtCareCenterwhite-3.png?width=300&height=96&name=LimitedExtCareCenterwhite-3.png) ![LimitedExtCareCenterGreen](https://lhc.naifa.org/hs-fs/hubfs/LimitedExtCareCenterGreen.png?width=300&height=96&name=LimitedExtCareCenterGreen.png) ](https://lecp.naifa.org/) [**](https://lhc.naifa.org/lecpblog/state-senate-hearing-on-ltc-feature-testimony-of-naifa-was-chris-bor-0-0#tmpmodule_699579294) - [Centers Home](https://centers.naifa.org/centers) - [LHC Home](https://lhc.naifa.org) - LHC Collectives - [Limited and Extended Care Planning Collective](https://lhc.naifa.org/lecp) - [Medicare Collective](https://lhc.naifa.org/medicare) - Advisory Councils - [Limited and Extended Care Planning Advisory Council](https://lhc.naifa.org/advisory-council) - [Medicare Advisory Council](https://lhc.naifa.org/mc-advisory-council) - Advocacy - [Limited and Extended Care Planning Legislative Working Group](https://lhc.naifa.org/legislative-working-group) - [Medicare Legislative Working Group](https://lhc.naifa.org/medicare-legislative-working-group) - [Advocacy Action Center](https://advocacy.naifa.org/news) - Events - [Inside the New NAIFA Medicare Collective Working Group webinar recording](https://vimeo.com/1211793994/19889c51bc?share=copy&fl=sv&fe=ci) - [Medicare Collective Impact Day 2026 Recording](https://belong.naifa.org/navigating-disruption-and-market-contraction-in-medicare-business-in-2026-and-beyond) - [Peak 65 Series: Impact Day for Lifetime Healthcare Recording](https://lhc.naifa.org/peak65) - [Limited and Extended Care Planning Archives](https://lhc.naifa.org/archives) - [2025 LECP Impact Day Recording](https://vimeo.com/1138688419/b50a406b29?share=copy&fl=sv&fe=ci) - [LHC Webinars](https://lhc.naifa.org/archives) - Blogs - [Limited and Extended Care Planning Blog](https://lhc.naifa.org/lecpblog) - [Medicare Blog](https://lhc.naifa.org/mcblog) ** [**](https://www.facebook.com/NAIFANational) [**](https://twitter.com/naifa) [**](https://www.instagram.com/onenaifa/) [**](https://www.linkedin.com/company/naifa) [**](https://www.youtube.com/user/naifavideo) [**](https://soundcloud.com/user/naifavideo) [![LifetimeHealthcare_w](https://lhc.naifa.org/hs-fs/hubfs/Centers_LifetimeHealthcare_w.png?width=200&height=71&name=Centers_LifetimeHealthcare_w.png "LifetimeHealthcare_w")](http://naifa.org) - [Legal & Privacy ](https://solutions.naifa.org/legal-and-privacy) Copyright © 2020 NAIFA **National Association of Insurance and Financial Advisors 1000 Wilson Boulevard, Suite 1890 Arlington, VA 22209** Phone: 877-866-2432 [lhc@naifa.org](mailto:lhc@naifa.org) **