---
title: NAIFA Supports Replacement of Indiana LTC Insurance Program
description: Legislation would create a program to give insurers greater flexibility to offer long-term care solutions and and a simplified filing process.
---

[NAIFA's Limited and Extended Care Planning Collective(LECP) ](https://lhc.naifa.org/lecpblog)

# [NAIFA Supports Replacement of Indiana LTC Insurance Program](https://lhc.naifa.org/lecpblog/naifa-supports-replacement-of-indiana-ltc-insurance-program)

 Written by [NAIFA](https://lhc.naifa.org/lecpblog/author/naifa) | 2/4/21 4:51 PM

NAIFA is encouraging the efforts of Indiana state Sen. Greg Walker and [Rep. Martin Carbaugh](https://www.indianahouserepublicans.com/members/general/martin-carbaugh/?back=members) to replace the Indiana Long Term Care Insurance Program, also known as the RWJ Partnership, with legislation ([HB 1405](https://openstates.org/in/bills/2021/HB1405/) and [SB 261](https://openstates.org/in/bills/2021/SB261/)) to create a Deficit Reduction Act (DRA) Partnership.

While the RWJ Partnership served a meaningful purpose in incentivizing consumers to take personal responsibility for long-term care risks, it suffers from inflexible policy and special filing requirements, as well as burdensome inflation-protection requirements, that have resulted in many insurers dropping out of the program.

DRA Partnership programs in 42 other states are thriving, as they allow companies to offer a wider range of products and simplify the filing process. [Diane Boyle](https://www.linkedin.com/in/dianerboyle/), NAIFA’s Senior Vice President for Government Affairs, and [Carroll Golden](https://www.linkedin.com/in/carrollgolden/), the Executive Director of NAIFA’s [Limited and Extended Care Planning Center](https://lecp.naifa.org/home), [sent a letter](https://lhc.naifa.org/hubfs/IN%20DRA%20Partnership%20Support%20(002).pdf) to members of the Indiana General Assembly urging them to support bills that would modernize the state’s long-term care partnership program.

[View full post](https://lhc.naifa.org/lecpblog/naifa-supports-replacement-of-indiana-ltc-insurance-program)

```json
{
  "@context" : "http://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "NAIFA"
  },
  "dateModified" : "2021-02-04T16:51:08.399Z",
  "datePublished" : "2021-02-04T16:51:08Z",
  "headline" : "NAIFA Supports Replacement of Indiana LTC Insurance Program",
  "image" : {
    "@type" : "ImageObject",
    "height" : 2652,
    "url" : "https://f.hubspotusercontent20.net/hubfs/2635471/StateCapitolIndiana.jpg",
    "width" : 3772
  },
  "mainEntityOfPage" : "https://lhc.naifa.org/lecpblog/naifa-supports-replacement-of-indiana-ltc-insurance-program",
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "height" : 60.0,
      "url" : "https://cdn2.hubspot.net/hubfs/2635471/social-suggested-images/www.naifa.orgcmstemplatesnaifaimageslogo-4.png",
      "width" : 76.60714
    },
    "name" : "NAIFA's Limited and Extended Care Planning Collective(LECP)"
  }
}
```